Declare the value
Use the accepted value basis and disclose material modifications.
Transit cover field manual
A cover badge is not the policy wording.
The accepted certificate must identify the vehicle, declared value, journey and conveyance. A sample certificate alone does not prove cover for a sea or RORO movement.Chat on WhatsApp
FOLIO / 01—06
Work through the manual in sequence.
01 COVER / SABAH 
02 COVER / SABAH Read the insured risks
Check the events, movement period and conveyance named.
03 COVER / SABAH Know the excess
The supplied sample states 0.5% of sum insured or minimum RM500.
04 COVER / SABAH Check exclusions
Pre-existing damage and listed surface or internal conditions may be excluded.
05 COVER / SABAH Capture condition
Keep indexed pre-handover photographs and the signed reference.
06 COVER / SABAH Follow the claim clock
Notify promptly, preserve evidence and follow the issued wording.
!
READ BEFORE HANDOVER
The supplied Liberty sample states “By Land”.
It does not by itself prove sea or RORO cover. The customer certificate must confirm the actual journey, vessel or conveyance and applicable wording before the movement is described as insured.DOCKET / CHECK
Keep the working checklist with the route brief.
- 01Insurer and certificate reference
- 02Declared vehicle value
- 03Premium and policy period
- 04Excess / deductible
- 05Named exclusions
- 06Claim contact, notice time and evidence
NEXT / VERIFY